There are soooooo many advantages to having a DRO on your mill, that it would be pointless for me to enumerate them.
However, perhaps the greatest single benefit is that it eliminates any need for thought of backlash on your cranks and dials, thus simplifies all calculations and movements. The DRO only indicates actual table movements, and offers a host of other pushbutton calculations to aid in finding positions like centering & etc.
If I recall correctly the purchase price of my aftermarket 3-axis DRO was something north of $300, and while instillation was simple in principle, it really was not all that simple nor easy to actually accomplish, and it needs to be accomplished with a high degree of precision if it is to work correctly. The indicator (encoder) rods are very easily damaged if mishandled, or especially if not installed with near perfect linear alignment to their axis of movement! They also need to be somewhat shrouded for chip protection but still open enough for connectivity. Therefore, at the end of the day I truly believe that the added cost of having it factory installed may well be a better bargain, especially if there is a warranty involved.
Edit:
Additionally, a point I should have mentioned above is that there is, among the many features available on a DRO, one that is especially wonderful, maybe even magical, in that no matter what system your machine was built to, and your dials are set at, with the push of a button you can work in either Imperial or Metric measure with perfect facility!